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When making financial decisions during the process, you should consult your attorney. In particluar there are three items worth mentioning.

The following list will help you identify the types of information a banker will need to make an informed decision about your business.

When you refinance your mortgage, you usually pay off your original mortgage and sign a new loan. With a new loan, you again pay most of the same costs you paid to get your original mortgage.

Many companies will charge a fee for lending you money. The fee is usually a percentage of the loan and is sometimes referred to as "points."

If you have a fixed rate loan, the interest rate is set for the life of the loan. However, many companies offer variable rate mortgages, also known as adjustable rate mortgages or ARMs.

List of regional VA Offices by state